Consumer counseling credit card consolidating debt
You know, you don’t need to have credit card debt or a revolving credit card to have a high credit score.
If you do charge, pay it off every month at the end of each billing cycle.
The bureau will follow up your request with your creditor.Understanding why you may want to avoid a DMP, and a comprehensive understanding of the alternatives available to resolve credit card debt, can help you avoid becoming a debt consolidation plan statistic.Credit counseling is one of the least confrontational ways to get credit card debt relief.You may apply for credit at a local department store or credit union.You might also consider a secured credit card, which requires you to deposit money as security for the charges you make on the card. If negative comments on your credit report are correct, they can remain in your file for up to seven years except for bankruptcy, which can remain for up to 10 years.